Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Wisemoney Solutions / Cynthia Stauffer, CFP®
3927 Shelter Grove Drive • Claremont, CA • 91711-3030
Phone: 909-392-0186 • Fax: 909-392-8992
• cynthia.stauffer@natplan.com

Securities licensed associates of Wisemoney Solutions, are Registered Representatives & Investment Adviser Representatives.  Securities and investment advisory services offered through NATIONAL PLANNING CORPORATION (NPC), NPC of America in FL & NY, Member FINRA/SIPC, and a Registerred Investment Adviser, Registerred Representatives of NPC may transact securities business in a particular state only if first registered, excluded or exempted from Broker-Dealer, agent or Investment Adviser Representative requirements.  In addition, follow-up conversations or meetings with individuals in securities, will not be made absent compliance with state Broker-Dealer, agent or Investment Adviser Representative registration requirements, or an applicable exemption or exclusion. The opinion voiced in all articles are general information only.  They are not intended to provide specific advice or recommendations for any individual and do not constitute and endorsement by NPC.   Wisemoney Solutions and NPC are separate and unrelated companaies. 


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